Small businesses struggle to recover from ?Sandy

14 hrs.

Reuters

After filling dumpsters with ruined inventory, many owners of New York City's shops and restaurants find themselves waiting on emergency loans and insurance companies or trying to personally finance their recovery from Superstorm Sandy.

The progress is uneven on lower Manhattan's trendy Avenue C, which was heavily flooded during last week's historic storm.

A still unheated hardware store was doing a busy trade in clean-up supplies and equipment but a supermarket on the next block was still closed and in disarray a week and a half after Sandy flooded its basement and sales floor. A bar and beer shop across the street was open, but serving a limited menu to fewer than usual customers.

"We don't have the product to sell and we don't have the people to sell it to," said Zach Mack, a co-owner of the ABC Beer Co., which flooded last week, knocking out electricity for days.

The massive storm whipped ashore Oct. 29 and caused widespread flooding in New York and New Jersey, leading to as much as $50 billion in economic losses. The recovery effort, already hampered by lingering power outages and fuel shortages, was dealt another setback this week when a Nor'easter blew through, delivering the area's first snowfall of the season.

With telephone landlines still down, businesses say they are losing potential sales because they cannot accept credit-card payments and typically insist on cash only.

Replenishment of ruined stock and equipment is moving slowly, as many suppliers have themselves lost merchandise in flooded warehouses and deliveries were halted when trucks either were damaged or unable to find gas after the crippling storm.

"It's compounded by the fact that people around here are getting their own lives back in order, so they're not into going back out yet," Mack said, although Election Night drew a decent crowd to his business.

Like other neighborhood business owners, Mack said he was applying for emergency loans from the federal ?Small Business Administration and the city.

Mayor Michael Bloomberg increased to $25,000 each the emergency loans available to small- and medium-sized businesses affected by Sandy, and they are interest-free for the first six months. About 1,000 businesses have inquired about the loans, a spokeswoman for the mayor said.

On Friday morning, more than 200 business owners crowded a neighborhood community center gymnasium to learn how to apply for loans from the city and the SBA, which offers low-interest loans of up to $2 million. Many had complaints about utility companies and said grants rather than loans should be available.

After spending the weekend filling a dumpster with flood-damaged merchandise, hardware store owner Monica Pedreros said she would rather dip into her savings than take out an emergency loan, saying she could not afford new debt.

Laura Tribuno, co-owner of a nearby Austrian-cuisine restaurant that reopened with a scaled-down menu, said she had applied to see if she was eligible for emergency loans but was undecided as to whether they were worth incurring interest.

Business owners on Avenue C say they have begun to file insurance claims but some are hamstrung by everything from phone and Internet outages to the absence of accounting staff still dealing with their own personal crises from the deadly storm.

For now, businesses are relying on their customers and the generosity of others. Many business owners said vendors have offered to give them more time to repay invoices, and that complete strangers have arrived on their doorsteps, some already wearing gloves, masks and boots, offering to help drain basements and drag ruined equipment to the curb.

"They made what seemed like an insurmountable task go by a lot faster," Mack said.

Source: http://www.nbcnews.com/business/small-businesses-struggle-recover-sandy-1C6983970

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PC Tools Spyware Doctor 9.1.0.2898 with AntiVirus | Cyber2day.com

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Tabletop fault model reveals why some earthquakes result in faster shaking

ScienceDaily (Oct. 31, 2012) ? The more time it takes for an earthquake fault to heal, the faster the shake it will produce when it finally ruptures, according to a new study by engineers at the University of California, Berkeley, who conducted their work using a tabletop model of a quake fault.

"The high frequency waves of an earthquake -- the kind that produces the rapid jolts -- are not well understood because they are more difficult to measure and more difficult to model," said study lead author Gregory McLaskey, a former UC Berkeley Ph.D. student in civil and environmental engineering. "But those high frequency waves are what matter most when it comes to bringing down buildings, roads and bridges, so it's important for us to understand them."

While the study, to be published in the Nov. 1 issue of the journal Nature and funded by the National Science Foundation, does nothing to bring scientists closer to predicting when the next big one will hit, the findings could help engineers better assess the vulnerabilities of buildings, bridges and other structures when a fault does rupture.

"The experiment in our lab allows us to consider how long a fault has healed and more accurately predict the type of shaking that would occur when it ruptures," said Steven Glaser, UC Berkeley professor of civil and environmental engineering and principal investigator of the study. "That's important in improving building designs and developing plans to mitigate for possible damage."

To create a fault model, the researchers placed a Plexiglas slider block against a larger base plate and equipped the system with sensors. The design allowed the researchers to isolate the physical and mechanical factors, such as friction, that influence how the ground will shake when a fault ruptures.

It would be impossible to do such a detailed study on faults that lie several miles below the surface of the ground, the authors said. And current instruments are generally unable to accurately measure waves at frequencies higher than approximately 100 Hertz because they get absorbed by the earth.

"There are many people studying the properties of friction in the lab, and there are many others studying the ground motion of earthquakes in the field by measuring the waves generated when a fault ruptures," said McLaskey. "What this study does for the first time is link those two phenomena. It's the first clear comparison between real earthquakes and lab quakes."

Noting that fault surfaces are not smooth, the researchers roughened the surface of the Plexiglas used in the lab's model.

"It's like putting two mountain ranges together, and only the tallest peaks are touching," said McLaskey, who is now a postdoctoral researcher with the U.S. Geological Survey in Menlo Park.

As the sides "heal" and press together, the researchers found that individual contact points slip and transfer the resulting energy to other contact points.

"As the pressing continues and more contacts slip, the stress is transferred to other contact points in a chain reaction until even the strongest contacts fail, releasing the stored energy as an earthquake," said Glaser. "The longer the fault healed before rupture, the more rapidly the surface vibrated."

"It is elegant work," said seismologist John Vidale, a professor at the University of Washington who was not associated with the study. "The point that more healed faults can be more destructive is dismaying. It may not be enough to locate faults to assess danger, but rather knowing their history, which is often unknowable, that is key to fully assessing their threat."

Glaser and McLaskey teamed up with Amanda Thomas, a UC Berkeley graduate student in earth and planetary sciences, and Robert Nadeau, a research scientist at the Berkeley Seismological Laboratory, to confirm that their lab scenarios played out in the field. The researchers used records of repeating earthquakes along the San Andreas fault that Nadeau developed and maintained. The data were from Parkfield, Calif., an area which has experienced a series of magnitude 6.0 earthquakes two to three decades apart over the past 150 years.

Thomas and McLaskey explored the records of very small, otherwise identically repeating earthquakes at Parkfield to show that the quakes produced shaking patterns that changed depending on the time span since the last event, just as predicted by the lab experiments.

In the years after a magnitude 6.0 earthquake hit Parkfield in 2004, the small repeating earthquakes recurred more frequently on the same fault patches.

"Immediately after the 2004 Parkfield earthquake, many nearby earthquakes that normally recurred months or years apart instead repeated once every few days before decaying back to their normal rates," said Thomas. "Measurements of the ground motion generated from each of the small earthquakes confirmed that the shaking is faster when the time from the last rupture increases. This provided an excellent opportunity to verify that ground motions observed on natural faults are similar to those observed in the laboratory, suggesting that a common underlying mechanism -- fault healing -- may be responsible for both."

Understanding how forcefully the ground will move when an earthquake hits has been one of the biggest challenges in earthquake science.

"What makes this study special is the combination of lab work and observations in the field," added Roland Burgmann, a UC Berkeley professor of earth and planetary sciences who reviewed the study but did not participate in the research. "This study tells us something fundamental about how earthquake faults evolve. And the study suggests that, in fact, the lab setting is able to capture some of those processes correctly."

Glaser said the next steps in his lab involve measuring the seismic energy that comes from the movement of the individual contact points in the model fault to more precisely map the distribution of stress and how it changes in the run-up to a laboratory earthquake event.

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Story Source:

The above story is reprinted from materials provided by University of California - Berkeley. The original article was written by Sarah Yang.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Gregory C. McLaskey, Amanda M. Thomas, Steven D. Glaser and Robert M. Nadeau. Fault healing promotes high-frequency earthquakes in laboratory experiments and on natural faults. Nature, October 31, 2012

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_science/~3/XRaueTMX6eQ/121031141854.htm

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The Realtor Added An Admin Fee Can We Use Another Agent ...

Q: Hi. Thanks in advance. I was looking for a vacation property. I found a cabin in a local realestate book. I called the number for his cabin and asked the agent to see this cabin and several others that I saw in the book. after several days I called her back and was told that none of the other realtors called her back on the other properties but we could look at her listing. We took the three hour drive and really liked the place.

We decided to make an offer. When she sent us the paperwork there was an Admin fee added! She is the CEO of the agency and would be the listing and selling agent. We told her we don?t agree to the fee. we have not heard back from her. My question is would it be proper to have another agent put in our offer? I really don?t think she is working for us. To date we have signed nothing with this first agent. ?Cabin Hunter, Fenton, MI

A: Dear MI Buyer,
Dorene Slavitz is a Realtor? with The Real Estate Group in Culver City, CA and Torrance, CA.

Administrative fees are very common and vary depending upon the brokerage. You might find that your ?new agent? has the same fees to include in the contract. These fees are required by the brokerage (not the agent).
Are you interested in having a qualified REALTOR answer your questions? Click through to Ask a REALTOR? now.

Are you a REALTOR who would like to answer consumer questions? Click through to become an Ask a REALTOR? participant.

Related posts:

1. Can A Room Without A Closet Be A Bedroom?
2. Where Can We Find A List Of Our Rights In Regards To Working With An Agent?
3. How Do I Get Started in Real Estate Investing?
4. Who Pays Brokerage Fees And Closing Costs?
5. What Does It Mean When It Says Property Unavailable?

Source: http://www.realtor.com/blogs/2012/10/31/the-realtor-added-an-admin-fee-can-we-use-another-agent/

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For fans like me, Lance Armstrong doping saga spoils memories

Peter Ford, who covered Lance?Armstrong's winning streak at the Tour de France for the Monitor, writes that Armstrong's doping has 'tainted some of my happiest memories of reporting in France.'

By Peter Ford,?Staff Writer / October 22, 2012

This file photo shows Lance Armstrong, center, waving from the podium in July 2002 as he holds the winner's trophy after the 20th and final stage of the Tour de France cycling race between Melun and Paris. Armstrong was stripped of his seven Tour de France titles and banned for life by cycling's governing body Monday.

Peter Dejong/AP/File

Enlarge

Thirteen years ago, on an idyllic summer?s afternoon, I stood by the side of a road in the cheesemaking region of Cantal and watched Lance Armstrong speed by, tucked into the peloton, on his way to his first victory in the Tour de France.

Skip to next paragraph Peter Ford

Beijing Bureau Chief

Peter Ford is The Christian Science Monitor?s Beijing Bureau Chief. He covers news and features throughout China and also makes reporting trips to Japan and the Korean peninsula.

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It was 1999. A year earlier the Tour had been in tatters, devastated by a doping scandal that had seen police and judges raiding riders? hotel rooms in the middle of the night, seizing drugs. Armstrong?s successful arrival on the scene after overcoming cancer ?is symbolic of the way the Tour de France is emerging from its own battle against disappearance,? said the tour director at the time.

His victory would be ?highly symbolic of the combat he fought against death, and that we are fighting against doping,? promised Jean-Marie Leblanc.

Facebook shares fall as lock-up period expires

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Share your feelings and start a conversation.\",\"SHARE_YOUR_FEELINGS\":\"You too can share your feelings and start a conversation!\",\"HOW_YOUR_FRIENDS_THINK\":\"Share your response with your friends on Facebook\",\"PRE_SHARE_MSG\":\"Your Facebook friends on Yahoo! can see how you responded to this question. 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Your response will be seen by your Facebook friends on Yahoo!\",\"TWO_PEOPLE_ANSWERED\":\" 2 people have responded to this question. Your response will be seen by your Facebook friends on Yahoo!\",\"NUM_PEOPLE_ANSWERED_AND_SHARED\":\" 1,669 people have responded to this question. Your response will be seen by your Facebook friends on Yahoo!\",\"NUM_PEOPLE_RATED__s1\":482,\"NUM_PEOPLE_RATED__s2\":67,\"NUM_PEOPLE_RATED__s3\":98,\"NUM_PEOPLE_RATED__s4\":142,\"NUM_PEOPLE_RATED__s5\":140,\"NUM_PEOPLE_RATED__s6\":740,\"NUM_PEOPLE_RATED__s7\":0,\"NUM_PEOPLE_RATED__s8\":0,\"NUM_PEOPLE_RATED__s9\":0,\"NUM_PEOPLE_RATED__s10\":0}","fbconfig":"{\"message\":\"undefined\",\"name\":\"undefined\",\"link\":\"\",\"source\":\"\",\"picture\":\"http:\\\/\\\/l.yimg.com\\\/a\\\/i\\\/ww\\\/news\\\/2011\\\/09\\\/27\\\/yahoo-tc.jpg\",\"description\":\"\",\"captionLeft\":\"undefined\",\"captionRight\":\"undefined\",\"app_id\":\"196660913708276\",\"redirect_uri\":\"\\\/_xhr\\\/ugcratefbredirect\\\/\"}","template_id":"LONG_SLIDER_SOUTH","obj_id":"ratings_e46acbf2e8535b04e5d518fc48b63913","opt_count":"6","opt_color1":"","opt_color2":"","template_html":"

Source: http://news.yahoo.com/facebook-shares-fall-lock-period-expires-133839810--sector.html

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Zetrip Finds Travel Photos And Recommendations From Your Facebook Friends, Raises Seed Funding

Zetrip,?new startup offering to help users find "travel inspiration" based on the activity of their Facebook friends, just raised an undisclosed amount of seed funding from Inspiration Ventures. Co-founder and CEO Edouard Tabet said he came up with the idea last year, when he was planning a trip to the Galapagos and wanted to see which of his Facebook friends had been there too.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/nTDHa3trr0o/

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