Tuesday, May 31, 2011

Types of Roofing Materials for Your Roofing Needs | Articles Free

[unable to retrieve full-text content]May 29, 2011 | Author: Zeus | Posted in Home Improvement. A residence is not a residence but a roof. A roof tiles tiles tiles tiles is done to strengthen everybody inside a residence that includes a things inside. ...

Source: http://www.articles-free.info/types-of-roofing-materials-for-your-roofing-needs/

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High Tea and Afternoon Tea | Article Buss

Tea the Drink

There are two forms of tea that often cause confusion in the tea world: tea the drink and tea the meal. Tea the drink is made from the Camellia Sinensis plant and from the processing of the plant white, green, oolong, and black teas are produced. The basic teas are also often blended with other plants like vanilla, mint and melon as well as flavors like Oil of Bergamot to make Earl Grey Tea,

The beverage is made by steeping processed leaves, buds, or twigs of the tea bush in hot water for a few minutes. The processing can include oxidation, heating, drying, and the addition of other herbs, flowers, spices, and fruits.

The term ?herbal tea? usually refers to infusions of fruit or of herbs (such as rosehip, chamomile, or jiaogulan) that contain no Camellia Sinensis.

Tea the Meal

Tea the meal on the other hand involves tea the drink as an important part but really is directed toward social and family gatherings where tea and food are often consumed together.

Generally speaking , the tea meal became most popular and refined in England but spread to English speaking countries or former English colonies as well. Tea meals are also celebrated in other countries in differing forms.

The key distinction between differing tea meals is the time of day, type of food served and the location of serving.

Afternoon tea

Afternoon tea (or Low tea) is a light meal typically eaten at 4:00 pm. It originated in Britain, though various places in the former British Empire also have such a meal. However, most Britons no longer eat such a meal.

Traditionally, loose tea would be served in a teapot with milk and sugar. This would be accompanied by various sandwiches (customarily cucumber, egg and cress, tuna, ham, and smoked salmon), scones (with butter, clotted cream and jam) and usually cakes and pastries. Traditionally the tea and food would be served on a lounge (or low) table.

While afternoon tea used to be an everyday event, nowadays it is more likely to be a treat in a hotel, caf?, or tea shop, although many Britons still have a cup of tea and slice of cake or chocolate at teatime. Accordingly, many hotels now market and promote afternoon teas.

High tea

To the uninitiated, High tea may be a confusing term.

High tea is an early evening meal, typically eaten between 5:00 and 6:00 pm. It would be eaten as a substitute for both afternoon tea and the evening meal. The term comes from the meal being eaten at the ?high? (main) table, instead of the smaller lounge (low) table. It is now largely replaced by the later meal tea.

It would usually consist of cold meats, eggs and/or fish, cakes and sandwiches. In a family, it tended to be less formal and is an informal snack (featuring sandwiches, cookies, pastry, fruit and the like) or else it is the main evening meal.

On farms, rural areas or other working class environments, high tea would be the traditional, substantial meal eaten by workers immediately after nightfall, and would combine afternoon tea with the main evening meal.

In recent years, High tea somehow became a word for exquisite afternoon tea. Such usage is incorrect. High Tea is not, in traditional terms, afternoon tea.

Main evening meal

Tea is the main evening meal, even if the diners are not drinking tea. It is traditionally eaten at 5 o?clock in the evening, though often it is later, as late as 9pm.

In many rural parts of the United Kingdom tea as a meal is synonymous with dinner in Standard English. Under such usage, the midday meal is sometimes termed dinner, rather than lunch.

The United States

The term high tea is sometimes used in the United States to refer to afternoon tea or the tea party, a very formal, ritualized gathering in which tea, thin sandwiches and small cakes are served in an exquisite setting. This usage comes from misunderstanding the term high to mean formal. Most tea drinkers understand that such usage is incorrect;

This form of tea is increasingly served in high-end U.S. hotels, often during the winter holidays and other tourist seasons, and many big-city teahouses, where it is usually correctly described as Afternoon tea

Social Implications

The tea party is still occasionally given in the U.S., usually for a special occasion. This occasion is a formal one, but otherwise afternoon tea is an informal gathering of friends. The tea party often became a place of intimate conversation and social intercourse.

Tea is a very important part of many people?s lives and it is important for those who drink tea or participate in tea meals to understand the correct terminology.

The www.theteahub.com site gives you information about black tea and also has a great article on the differences between high tea.

Source: http://www.articlebuss.com/food-beverage/high-tea-and-afternoon-tea/

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Monday, May 30, 2011

The Las Vegas Wildlife ? A Great Enjoyment | Reference and Education

Posted by George Cuthbert on May 28, 2011 in Wildlife |

The title of this write-up may lead you to believe that I?m going to talk about some of the characters which you can see staggering along the Strip at midnight. No, the wildlife I?m thinking about might be found in and around a number of the greatest hotels and casinos, however another attraction provided by this bigger than life holiday destination.

The Las Vegas casinos and hotels realised some time ago that if they could widen their appeal to incorporate tourists who weren?t obsessed with spending their vacations at the gaming tables then they could attract much more of this kind of visitor and have fewer empty rooms. One of the ideas they came up with was the inclusion of animals as participants in shows and also simply as passive exhibits in a display. The thought worked along with the numerous animal attractions in Las Vegas are amongst probably the most popular inside the city.

The Mirage, for instance, is house to quite a few exotic animals which includes white lions, white tigers, panthers, leopards, plus a pod of Atlantic Bottlenose Dolphins. Some of these animals, like the white lions and tigers, are extremely rare inside the wild. Their colouring, which is actually a genetic mutation, makes them less likely to survive in their natural habitat and their property at the Mirage provides a secure and protected environment.

Dolphins are often appear to get pleasure from putting on a show and, at the Mirage Dolphin Habitat, you are able to go one step further than just becoming a spectator, and turn into a keeper for the day. For anybody who has a real interest in these loveable creatures this is actually a rare chance to obtain close to them and find out at firsthand about their training and habits. This option isn?t inexpensive but for those who can afford it, it might be a great encounter.

The Mirage is also host to another big group of creatures who live within the hotel?s aquarium. This salt water aquarium is really a accurate undersea environment where you wouldn?t be surprised to see Captain Nemo?s submarine drifting by. The aquarium?s inhabitants consist of such exotics as sharks and stingrays also as the far more humble eels, puffer fish and sea bass. The Mirage has carried out a magnificent job in recreating an artificial coral reef to mimic the color and beauty of Australia?s Excellent barrier reef to add authenticity to the display . Oh, and do not be worried by the proximity of the sharks ? you are viewing them through a four inch thick acrylic window.

Not to be undone the Mandalay Bay has built a rival to the Mirage?s aquarium ? the Mandalay Bay Shark Reef. This undersea expertise is the USA?s only aquarium that?s based on predators of the sea, including sharks, sawfish, green sea turtles and the dreaded piranha. The aquarium is up to 22 feet deep in places and houses far more than 2,000 sea creatures. On now to the resort hotel that began it all, the Flamingo. The Flamingo has been an innovator inside the field of entertainment ever considering that it opened its doors to the public in 1946. It was among the initial to provide visitors a location to relax amid the calming sights and sounds of nature. The Flamingo Wildlife Habitat is actually a lush, tropical style location, landscaped with care to offer a natural environment for flocks of flamingos and other exotic birds. Other inhabitants of this lovely peaceful haven are swans, ducks, koi, and turtles.

This brief introduction to the numerous and varied animal based attractions that could be discovered in Las Vegas can only provide you with a small sample of what?s on offer. Whether you take into account yourself an animal lover or not, you can?t aid but be fascinated by the wildlife that surrounds you within the middle of one of the world?s most sophisticated cities.

Post by George Cuthbert, a travel writer for Low Price USA, a travel business specialising in Las Vegas holidays for any occasion. Website:http://www.lowcostusa.co.uk/lasvegas

Tags: holidays, Las Vegas travel, leisure, recreation and leisure, tour, travel, Wildlife

Source: http://online-education.cz.cc/?p=11134

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NVIDIA refreshes notebook graphics with GeForce GTX 560M, attracts ASUS, MSI, Toshiba and Alienware

If you've enjoyed NVIDIA's fine tradition of merely bumping along its GPUs time and again and affixing a new badge, you'll like the GeForce GTX 560M -- it's much like last year's GTX 460M, but with more bang for the buck than ever. ASUS, MSI, Alienware, Toshiba and Clevo have all committed to new notebooks bearing the graphics processor in light of the potent performance NVIDIA claims it will bring: Namely, those same 192 CUDA cores (now clocked at 1550MHz) and up to 3GB of GDDR5 memory (now clocked at 1250MHz, with a 192-bit bus) should enable the latest games to run at playable framerates on a 1080p screen with maximum detail -- save antialiasing. Of course, that assumes you've also got a recent quad-core Sandy Bridge processor and gobs upon gobs of RAM, but NVIDIA also says that with the built-in Optimus switchable graphics, those same potent laptops should be able to manage five hours of battery life while idling.

If you're looking for some inexpensive discrete graphics, however, NVIDIA's also got a refresh there, as the new GeForce GT 520MX bumps up all the clock speeds of the GT 520M. When can you expect a mobile GPU to knock the GTX 485M off its silicon throne, though? Glad you asked: a chart shows a "Next-gen GTX" coming late this year. Meanwhile, see what NVIDIA says the GTX 560M's capable of in the gallery below and a video after the break.

Continue reading NVIDIA refreshes notebook graphics with GeForce GTX 560M, attracts ASUS, MSI, Toshiba and Alienware

NVIDIA refreshes notebook graphics with GeForce GTX 560M, attracts ASUS, MSI, Toshiba and Alienware originally appeared on Engadget on Sun, 29 May 2011 20:00:00 EDT. Please see our terms for use of feeds.

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Gaiam Pilates BodyBand Workout Kit with DVD Reviews

Gaiam Pilates BodyBand Workout Kit with DVD

41ci8v yG7L. SL160  Gaiam Pilates BodyBand Workout Kit with DVD Reviews
  • Provides a great Pilates workout
  • Start at your own level--light, medium, heavy--and work your way up
  • Includes instructional video taught by expert Pilates teacher Ana Caban
  • Increases flexibility & coordination
  • Great for seniors
Kit includes 3 body bands and Pilates BodyBand Workout DVD (40 minutes). With Ana Caban.The BodyBand Kit provides a great Pilates workout and allows you to start at your own level, whether light, medium, or heavy and work your way up as you progress. The BodyBand increases flexibility and coordination, is great for senior athletes and those looking for a low-impact activity. An instructional video with expert Pilates teacher Ana Caban is included so you have professional guidance along the way. List Price: $ 29.99 Price: $ 20.45

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Tags: reviews, workout, bodyband, gaiam, pilates

Source: http://top-shopping-online.com/gaiam-pilates-bodyband-workout-kit-with-dvd-reviews/

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Sean Kingston in Critical Condition After Jet Ski Accident

[unable to retrieve full-text content]Snooki, Sean KingstonA jet ski crash in Miami has landed hip hopper Sean Kingston in critical condition. The "Beautiful Girls" crooner reportedly crashed his jet ski into the bridge connecting Palm ...

Source: http://feeds.eonline.com/~r/eonline/ca/topstories/~3/5ESPnvYJtyA/b244589_sean_kingston_in_critical_condition.html

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Sunday, May 29, 2011

Immigrant Bashing (Yes, the legal kind.) ? Right On Gallows

It seems that in certain corners of the Virginia blogosphere and in some corners of the conservative movement in general, there is an increasing hostility towards legal immigrants and naturalized American citizens from Latin and South America. In this era of illegal immigration, there are reasonable voices, and there are the talking heads who draw all the attention. I will start out by saying that I am a legal, Hispanic immigrant so I do have a dog in this fight.

I have actively opposed illegal immigration since I first became aware of the subject when I was around 14 or 15 years old. I have been a consistent voice opposing multiculturalism, affirmative action and supporting English as our national language. However, I will not tolerate people who will lump legal and illegal immigrants together. I have never been one to identify with racial politics, my conservative beliefs have always led me to adopt a color blind mindset, but it appears that some of our bloggers and activists on the right have lost sight of this vision. I am thinking of a certain prominent Loudoun blog especially.

Illegal immigrants are a drain on our economy, they cost us jobs, and lives. Illegal immigration must be stopped for a whole boat load of reasons. One key reason is that this fight has been perpetuating stereotypes against law abiding Hispanic citizens. It seems that this battle against illegal immigration, among some quarters, has moved beyond a law and order issue. More and more I see various people pit this as a battle between ?The West and South of the Border.? I?m not one to throw the R word around, but seriously?! Illegal immigrants come here and exploit our resources, I will not apologize for them. Legal Hispanic immigrants have come,?assimilated?and are perfectly well to do, western, Americans, thank you very much.

There is a danger in falling back to a nativist, ?clash of civilizations? mindset. The fact that I am a Hispanic does not make me a threat. My cultural background does not make me less of an American. Former Bush administration official Linda Chavez got it right when in 2006, she wrote a column in the National Review calling out the right?s willingness to at times, tacitly embrace nativism. America is a nation where all can thrive if they try hard enough and enter this country the right way.

Looking at this more on a national scale, The National Review has honestly been one of the leading players in this. NRO contributers such as John Derbyshire and Mark Krikorian are prime examples. The immigration reduction movement, which has it?s basis in the eugenics movement, is still something which is somehow seen as acceptable by some. Legal, law abiding Hispanic immigrants are citizens just as natural born, white citizens are. Hispanic culture does not pose any danger to ?the West.?

The majority of conservatives do not tow this nativist line. Hell, I?d be willing to bet only about 5% do. But that five percent can be damaging. I am an American above all else (other than a Christian) and I enjoy the benefits and?privileges?of living on the greatest nation on earth. Anyone who knows me, knows that I have been a Republican activist for years. George Allen inspired my activism and my conservative beliefs many years ago. I?ve had people ask me how I can be a Hispanic and conservative. I used to laugh at this, I still do. First because my ethnicity does not influence my life or play any great deal in it at all. Now though, with some of the LEGAL immigrant bashing that seems to be acceptable in some conservative circles, I can begin to see why some might ask this. Is it still a question that is loaded? Absolutely. When nativism rears it?s ugly head though, I have to speak up. Legal immigrant/Hispanic bashing used to be something that could be?attributed?to the fringe Pat Buchanan types, but now thanks to the likes of Derbyshire, MacDonald, Krikorian and a certain Prince William/Loudoun blogger, hostile attitudes towards all immigrants and Hispanics in general, is creeping it?s way into the mainstream.

I?d ask my fellow conservatives to reject and condemn these attitudes. They have no place in the conservative movement. We are the party of Civil Rights. While we should never cave into the amnesty and identity politics crowd, I would hope that the movement does it?s best to rid itself of those who want to play white or?European?identity politics. Conservative politics is about being color blind, so for the love of God let?s keep it that way!

?

Source: http://rightongallows.wordpress.com/2011/05/28/immigrant-bashing-yes-the-legal-kind/

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Home Security in Peaceful Mesa, Arizona

Home Security in Peaceful Mesa, Arizona

Home Security in Peaceful Mesa, Arizona

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Home Security in Peaceful Mesa, Arizona

By: Oswald Melman
Posted: Sep 24, 2010

Mesa is perhaps one of Arizona?s best cities in which to raise a family. Although it?s the third largest city in the state, the city is relatively peaceful and relaxed. Just 20 miles east of Phoenix, it?s not uncommon for people to commute to the state?s capital for work, study, and of course entertainment. Whatever your reasons for making Mesa your home, you want to take care of and protect the home that you have as best you can. Whether your kids are playing outside or you?re headed off to work in Phoenix, by taking the right home security measures you can protect your property and create a safe environment for everyone.

?

When it comes to ensuring a safe childhood for your kids, you have to be extremely careful this day and age. Not only do you have to watch out for human threats, but given the extreme Arizona heat, you need to make sure your kids are well hydrated when headed outdoors. You should never leave kids unattended when they are playing outside. Even if you feel like your neighborhood is safe, you can never be too confident. It?s quite easy for a potential offender to access any suburban neighborhood, thus it really is necessary that you or another adult be present at all times.

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?

Another way to promote safety in your neighborhood is by forming a community group. Getting to know your neighbors is just part of establishing a stronger bond throughout the community. By starting a safety and home security group you can even further prevent crime throughout the community. At your meetings you can discuss recent happenings around the neighborhood such as any issues or crimes that have occurred as of late. You can also discuss ways to protect the home, as well as hold special meetings with kids to teach them about how to stay safe in the neighborhood.

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For the ultimate protection in your Mesa, Arizona home you absolutely must install a home alarm system. Again, even if you feel that your neighborhood is safe, you should not put your property, nor your family at such risk. Although home invasions do not usually result in violence, experiencing once can have a strong mental effect on both you and your children. For this reason you should consult your local security agency so you can set up your alarm as soon as possible. Once installed, your home will be properly monitored and you can relax knowing that no matter what happens, your alarm can notify police within seconds.

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Raising a family in Mesa, Arizona certainly allows for a nice environment in which your children can grow up. With Phoenix just a short drive away, you also have a wide array of employment options both in Mesa and the capital city region. Despite how safe Mesa is, you can never be too sure these days. Crime can occur just about anywhere, thus it?s important you make the effort and take the proper home security measures to protect your property and your family.

Oswald Melman ? About the Author:

Find out how to protect your home at BestHomeSecurity.com. Make sure your house is safe with mesa adt home security Home Security Systems.

Source: http://www.articlesbase.com/home-security-articles/home-security-in-peaceful-mesa-arizona-3334667.html

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Bakersfield Home Staging Secrets 9 & 10 | turbowealthbuilding

[unable to retrieve full-text content]These tricks of the trade will help you sell your Bakersfield home faster and for top dollar! Call Robert Dobbs, REALTOR DRE #01520841 Pensinger Properties Real Estate (661) 900-1918 http. Source: YouTube ...

Source: http://turbowealthbuilding.com/2011/05/27/bakersfield_home_staging_secrets_9__10/

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Making An Internet Marketing Plan To Ignite Your Sales For The ...

Making An Internet Marketing Plan To Ignite Your Sales For The Whole Year And Beyond

Making An Internet Marketing Plan To Ignite Your Sales For The Whole Year And Beyond

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Making An Internet Marketing Plan To Ignite Your Sales For The Whole Year And Beyond

By: Jeremy Gislason
Posted: Jan 14, 2010

If you really want to make a difference and bring your online marketing up to a new level, you need to start with an effective internet marketing plan. Anybody that has made it huge online has learned how to plan as part of their Internet training.

Making a plan is just as important as learning strategic marketing methods. It is a vital part of your business, and leaving it out is the same as leaving money on the table. A lot of money.

If you look at the CEO of any major company, you will not see a person floundering and not knowing what he should be doing next. He always has a plan of action and is ready to take the next step. He knows what the next day will bring, and the one after that. He may even know what the next year holds in store!

This is what sets apart leaders from followers, and successful online marketers from not-so-successful ones. Any internet marketing plan is better than no plan, because a plan lays out the path you want to follow to get to your goals.

How can you ever reach your goals if you don?t know which way to go? How can you reach a goal if you haven?t even taken the time to define it?

By setting up a plan you have committed yourself to a goal, and set it in writing. There is no turning back once you make that commitment, and you have no choice but to succeed.

Internet Marketing Planning Tools

There are many worksheets available on the Internet that you can use to help you put your plan in writing. Some of these planners involve working with the calendar to set up certain sub-goals to reach within a week?s or month?s time.

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Some worksheets are based on action plans and what needs to be done next according to priority. They may not have any time limits attached to them, and you just need to check off what you have done as you do them.

It is better to work with a planner that gives you time limitations to get certain actions accomplished. If you have decide this year would be the year that you see a big difference in your business, then you will need to break your actions down into time periods to make sure that you reach your goal this year.

If you don?t take the time to make this plan and set up a time formula to follow you will find yourself lost and overwhelmed by information and actions that need to be taken. A well thought out plan will help you focus more and be able to deal with distractions much better.

Constant Change: Part Of An Effective Internet Marketing Plan

Setting up a calendar of action is easily modified and you have to be flexible with it. Nothing in the Internet marketing world is written in stone, and if you find that a change is needed then go ahead and make that change.

The internet marketing plan can be altered and changed at any point of the journey if you find there is a faster route to get to the end destination. A plan that is not perfect is at least a starting point. You have laid out where you are and where you want to go.

Between these two points are different ways to get there. During your journey towards your goal, as you follow your plan, you may see something that will help you reach your goal much faster. If you do, it should be implemented.

Internet marketing is a world of testing and trials, and modifying things on an ongoing basis is actually necessary for a business to succeed. Keeping this in mind as you make up your plan will help you get it done.

Some marketers hesitate about making a definite internet marketing plan because they feel it is useless to make one, knowing that there will be changes to it in the future. Never fear a plan. You can make it flexible, yet solid at the same time.

There are certain things any internet marketer needs to do. These include setting up a site, advertising, and promotion. There are so many ways to do each of these, but the basic idea is that each one needs time and effort. If you at least plan out getting these things done, you can then vary the techniques as necessary.

This year can be a turning point for your business. If you know where you want to be by the end of the year, you can start planning out the way to get there. Every day is a new day, and they go by in the blink of an eye, so don?t waste any more time.

Devote yourself to your business by taking the time to commit yourself to an internet marketing plan of action. It is not time wasted, and it will make your life so much easier.

Jeremy Gislason ? About the Author:

Good news! Membership site expert Jeremy Gislason is giving away FREE 30-day access to ten of his most popular and useful five-star internet marketing membership sites! Join the lucky few to have full top-level lifetime access to each one of these internet marketing for home business sites at http://www.privilegedmemberships.com/rep/SureFire111.html

Source: http://www.articlesbase.com/internet-marketing-articles/making-an-internet-marketing-plan-to-ignite-your-sales-for-the-whole-year-and-beyond-1721241.html

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Saturday, May 28, 2011

Staying Focused On Goals In 5 Easy Steps

Most people lead busy lives and have countless work to do. With endless tasks, responsibilities and distractions, staying focused on goals can really be a challenge.

Not everyone is born a multi-tasker. In fact, many people find juggling many different hats stressful and nearly impossible.

Since the world is constantly moving and changing, it's a must that we keep up with it and keep staying focused on our goals. Don't fret! There are things you can do to help you keep focus.

Step 1: Define Your Goals Well.

This is the most important thing. You have to know what you want so you can work towards it. It helps to write them down so you can easily review them and remind yourself when you get distracted in the future.

Remember to keep them realistic; attainable goals are those that get done! This keeps you motivated to start another project when you accomplish one.

Step 2: Prioritize And Keep Track Of Your Progress.

This is key in staying focused on goals. Identify which tasks are important and urgent, as these are the things you should work on first.

Tracking your progress also gives you a good idea of what you have already done, and how much work and effort you have to give. This way, you get things done on time, allowing you to maximize your time and resources.

Step 3: Plan Ahead.

Trial and error wouldn't cut it when it comes to staying focused on your goals. Expect to face some obstacles and think ahead, so you can prepare for them.

Step 4: Reward Yourself.

It's good to look ahead and focus on your goals, but it's also important to acknowledge what you've already accomplished. Give yourself a pat on the back by rewarding yourself with little incentives or well-deserved breaks every time you get something done.

Step 5: Keep The Results Clear In Mind.

Eyes on the prize! When you think a task is too tedious or difficult, it helps to visualize what's in store when you finally finish it. This will help you remain motivated, even under disagreeable circumstances.

Staying focused on goals, long enough to see the results, can be challenging at the least. Most of the time, we are excited and motivated when we first set our goals; but somewhere along the way, we lose momentum. We can do something about this by keeping these steps in mind.

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Does bladder cancer spread to the brain ? | Bladder Cancer Blog

Does bladder cancer spread to the brain ?

- KeEkEe
Cancer can spread anywhere in the body. When one has cancer, they should try to keep themselves in the highest health possible, not smoking.

- John S
What type of bladder cancer is this, is it superficial or something like squamous cell carcinoma? I would imagine that it is possible to spread to the brain but probably to other organs like the kidneys first. He needs to stop smoking and get treatment immediately!

- Annabelle
Many tumor or cancer types can spread to the brain, the most common being lung cancer, breast cancer, melanoma, kidney cancer, bladder cancer, certain sarcomas, testicular and germ cell tumors, and a number of others. Some types of cancers only spread to the brain infrequently, such as colon cancer, or very rarely, such as prostate cancer.

- Panda
There are different types of bladder cancer . . but the answer is . .yes . . metastatic cancer travels through the blood stream. The most common place for mets are the brain, the lungs, and the liver . . but it is possible to travel anywhere. As for your second question about smoking and mets . . the answer is less obvious . . you can read what ASCO reported in this regard.

Factors predicting the development of and survival from brain metastasis in transitional cell carcinoma of the bladder
http://www.asco.org/ASCO/Abstracts+&+Virtual+Meeting/Abstracts?&vmview=abst_detail_view&confID=47&abstractID=36375

- Yagen P
Yes it can; when this happens, it?s called metastatic bladder cancer.

There?s an explanation at http://www.cancerdoubts.com

If so ? is a man still smoking with bladder cancer at more of a risk . I know the obvious answer would be yes in anyone smoking but is brain cancer more of a risk to someone who went undectected with bladder cancer ; then continued smoking ?


from your own site.

Source: http://www.gobladder.info/archives/does-bladder-cancer-spread-to-the-brain.html

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Friday, May 27, 2011

MBA's Berman Testifies on the Role of FHA, Ginnie Mae and RHS in ...

WASHINGTON, D.C. ? May 25, 2011 ? (RealEstateRama) ? Michael D. Berman, CMB, Chairman of the Mortgage Bankers Association, testified today before the U.S. House of Representatives Financial Services Subcommittee on Insurance, Housing and Community Opportunity at a hearing entitled ?Legislative Proposals to Determine the Future Role of FHA, RHS and GNMA in the Single-and Multi-Family Mortgage Markets.?

Below is Mr. Berman?s oral statement before the subcommittee, as prepared for delivery.

?Thank you Chairwoman Biggert. FHA is at an important crossroads today and this hearing, occurring in the midst of efforts to reshape our housing finance system, is especially timely.

?A few years ago, a growing number of voices were asking whether there was still a need for FHA, or if the private market could fully absorb its functions. MBA never wavered in its support for the critical mission FHA performs and the last few years have underscored this point many times over. Today, FHA is performing its traditional counter-cyclical role, increasing its market share from 3 to 30 percent and providing necessary liquidity to our otherwise frozen housing finance sector. In doing so, it is ensuring access to safe mortgage products, helping homeowners refinance into more affordable interest rates, and supporting the growing need for decent affordable rental housing.

?We should all be grateful FHA is here today and this subcommittee deserves recognition for the bipartisan focus it has put on FHA. Recent Congresses have made important changes to loan limits, given FHA more flexibility to set insurance premiums, eliminated the failed seller-funded downpayment assistance program, and provided FHA with additional staffing and technology upgrades.

?Thanks to your efforts, FHA is not only serving an expanded segment of the market during this economic downturn, but doing so while remaining in the black ? an amazing feat considering the impacts the foreclosure crisis has had on other market participants.

?While MBA?s full recommendations are in our submitted statement, I would like to highlight the effects of two pending proposals on FHA.

?First, MBA?s members are deeply concerned with the proposed risk retention rule, its narrowly written exemption for qualified residential mortgages, and the ultimate effect it will have on FHA.

?The proposed QRM definition appears to conflict directly with the Obama administration?s preference for shrinking FHA from its current role of financing one-third of all mortgages. It is not at all clear whether regulators reflected on the relationship between the proposed QRM definition and FHA?s eligibility requirements in light of FHA?s exemption from risk retention.

?By making it even more difficult for private capital to re-enter the housing finance market, the QRM rule would lead to FHA being flooded with more, not fewer, loans. And while FHA has an important role to play, MBA firmly believes that it is not in the public interest for a government insurance program to dominate the market.

?One of our primary concerns about the proposed QRM rule is the overemphasis on downpayment as an indicator of a risky loan. Likewise, we have similar apprehension about legislation to raise FHA?s minimum downpayment to 5 percent.

?We should not be placing such a high emphasis on just one factor in determining a loan product?s overall risk. While downpayment has an impact on default, other factors, including full documentation of income and borrower credit, can mitigate this risk. In fact, it?s FHA?s requirement of full documentation of all loans and its limited product options that helped insulate it from experiencing a more devastating default rate during the height of the housing crisis.

?MBA?s most recent National Delinquency Survey, which we released last week, drives this point home. This data found that for the first quarter of 2011, the FHA delinquency rate is down a full percentage point relative to last year, and the foreclosure start rate is down about 50 basis points.

?Policymakers need to carefully weigh their desire to decrease risk by raising minimum downpayments versus the certain and dramatic negative impact such a change would have on the availability of loans to low-to-moderate, first-time, and minority homebuyers.

?I would also like to touch on proposals to lower FHA?s loan limits. Intense focus has been placed on the narrow slice of loans made at the high end of the spectrum. MBA understands that the maximum loan limits are likely to go down to $625,000 on October 1, but we think it would be a mistake to also lower the limits in low-cost areas where FHA does most of its business.

?The average new FHA loan is about $190,000. In places like Texas, Georgia, and North Carolina, reducing or eliminating FHA?s floor of $271,000 would drastically deny access to credit for many otherwise qualified lower and middle class borrowers. We need to be very cautious in enacting these proposals, given the continued weak state of the housing market.

?Finally, as a multifamily lender, I would note that FHA?s statutory limits for multifamily housing are severely restricting the ability of rental property owners in urban markets to use FHA insurance programs. These limits can have an especially adverse effect on seniors and should be addressed by Congress.

?Further, given the backlog of loans in the FHA multifamily arena, it is important that Congress encourage FHA to create operational efficiencies without political constraints.

###

The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in Washington, D.C., the association works to ensure the continued strength of the nation?s residential and commercial real estate markets; to expand homeownership and extend access to affordable housing to all Americans. MBA promotes fair and ethical lending practices and fosters professional excellence among real estate finance employees through a wide range of educational programs and a variety of publications. Its membership of over 2,200 companies includes all elements of real estate finance: mortgage companies, mortgage brokers, commercial banks, thrifts, Wall Street conduits, life insurance companies and others in the mortgage lending field. For additional information, visit MBA?s Web site: www.mortgagebankers.org.

Tagged as: mortgage markets

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Related posts:

  • FHA AND GINNIE MAE TAKE ACTION AGAINST TOPDOT MORTGAGE
    WASHINGTON, DC ? January 26, 2010 ? (RealEstateRama) ? The Federal Housing Administration?s Mortgagee Review Board (MRB) today immediately and permanently withdrew the FHA approval of Premium Capital Funding, LLC, a Jericho, New York-based lender doing business as TopDot Mortgage. Today?s action prevents TopDot from participating in FHA programs and seeks a monetary penalty of $674,000?.
  • MBA?s Berman Testifies on Present and Future of GSEs
    WASHINGTON, D.C. ? June 3, 2009 ? (RealEstateRama) ? Michael D. Berman, CMB, Vice Chairman of the Mortgage Bankers Association (MBA), today testified before the House Financial Services Subcommittee on Capital Markets, Insurance and the Government Sponsored Entities at a hearing titled, ?The Present Condition and Future Status of Fannie Mae and Freddie Mac.?Below is Mr. Berman?s oral testimony, as?
  • MBA Chairman David G. Kittle, CMB Testifies on FHA
    WASHINGTON, D.C. ? June 18, 2009 ? (RealEstateRama) ? David G. Kittle, CMB, Chairman of the Mortgage Bankers Association, testified today before the House Financial Services Subcommittee on Oversight and Investigations at a hearing titled, ?Strengthening Oversight and Preventing Fraud in FHA and other HUD Programs.??
  • MBA?s Berman Testifies on Future of Housing Finance
    WASHINGTON, D.C. ? March 23, 2010 ? (RealEstateRama) ? Michael D. Berman, CMB, Chairman-Elect of the Mortgage Bankers Association, testified today before the House Financial Services Committee at a hearing titled, ?Housing Finance: What Should the New System Be Able to Do???
  • MBA?s Berman Testifies on Housing Finance Reform
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Article source: http://www.realestaterama.com/2011/05/25/mbas-berman-testifies-on-the-role-of-fha-ginnie-mae-and-rhs-in-the-mortgage-markets-ID09172.html

Source: http://refinance.bad.credit.mortgage.more-tips.com/mbas-berman-testifies-on-the-role-of-fha-ginnie-mae-and-rhs-in-the-mortgage/

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What Five Days of Deadly Tornadoes Looked Like From Space [Video]

It's hard to believe that this beauty can cause so much grief and damage, but from space even the deadliest of natural disasters always looks strangely soothing and mesmerizing. Those explosions of clouds seem to come from Earth herself. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/qH39DMUcRug/this-video-shows-how-five-days-of-deadly-tornadoes-look-from-space

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Is the Slump Turning America Into Europe?

America has long channeled the spirit of its industrious, fertile Pilgrim forebears by working long hours and having many children. Yet since 2006, the number of adult Americans who have never married has risen by more than 5 million. And since 2007, the number of employed Americans has fallen by 7 million. Is the economic slump turning America into Europe?

There are many things to love about Western Europe -- great paintings, good primary schools, excellent soup -- but consistent high unemployment and low fertility rates aren't among them.


Related Topics: economy

Source: http://www.realclearpolitics.com/2011/05/25/is_the_slump_turning_america_into_europe_256102.html

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Thursday, May 26, 2011

There's No Mandate to Slash Government

WASHINGTON -- When Richard Nixon won his 49-state landslide over George McGovern in 1972, Pauline Kael, the legendary New Yorker film critic, was moved to observe: "I live in a rather special world. I only know one person who voted for Nixon."

All of us can have our vision distorted by the special worlds we live in, and what was a problem for Kael in 1972 is now an enormous obstacle for conservative Republicans.

Both the leaders and rank-and-file of the Republican Party devoutly believe "the people" gave them a mandate last November to slash government, including that big-government health care program known as Medicare. And never mind that many Republican candidates in 2010 criticized President Obama's health care law for reducing Medicare expenditures.

More than that: They see their mandate as including an obligation to oppose any tax increases, period, even if more revenue is essential to balancing the federal budget in the long run. "This House will not support tax hikes," House Majority Leader Eric Cantor, R-Va., said flatly this week. So much for a grand bipartisan deal on deficits.

How closed are Republicans to dissent from the sacred scripture of Rep. Paul Ryan's budget plan? When David Gregory asked Newt Gingrich on "Meet the Press" what voters would make of turning Medicare "into a voucher program where you give seniors some premium support," Gingrich said they'd see it as "right-wing social engineering." Poor Newt. He's since had to repent in humiliating ways for telling the truth.

Then came Tuesday's thunder out of western New York. Democrat Kathy Hochul won her surprisingly comfortable special-election victory in the very Republican 26th Congressional District, largely because of the early endorsement her Republican opponent, Jane Corwin, gave to Ryan's budget and its Medicare proposals.

You wonder: Will Republicans realize that this is their Pauline Kael moment? Will they understand that the anti-government cries they think they hear from "the people" are the voices of no more than 20 percent to 25 percent of the electorate who constitute the die-hard conservative core?

And by the way: Hochul's victory wasn't just about Medicare. Her most effective ad argued that Ryan was cutting Medicare while promoting tax cuts for the wealthy. "The plan Jane Corwin supports would cut taxes for the wealthiest Americans," the announcer intoned. "The budget would overwhelmingly benefit the rich. Kathy Hochul says cut the deficit but do it the right way: Protect Medicare and no more tax breaks for multimillionaires."

Source: http://www.realclearpolitics.com/articles/2011/05/26/the_tea_party_is_yesterdays_news_109992.html

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NICU Massage for Premature Babies

When your baby is born you have many different feelings. Joy, happiness and love are just a few examples of how you may feel. However, when your baby is born early or with a complicating medical condition, those feelings may also include grief, disappointment, anger and fear. In many cases being born early also means spending time in a hospital, specifically a Neonatal Intensive Care Unit. This experience is much different than being home with your family.

Once infants are hospitalized, they experience several different types of touch. The first touch the infant may receive is negative touch - anything that is painful, invasive or uncomfortable. Most of this negative touch comes in the form of procedures that are necessary for the infant's health and survival, and are performed by someone other than the parents. The other main type of touch the baby receives is positive touch. Sometimes there is a lack of positive touch - due to the parent's fear or the healthcare team's busy schedules. This can also be affected by the baby's developmental level.

Generally, when positive touch is provided, it is done so by the parents and this type of touch is anything that is considered loving, nurturing, soothing or comforting.

It becomes imperative that nurturing touch is introduced to help balance an infant's experience of negative touch. By balancing the negative touch interventions with positive touch, the baby is less likely to suffer long-term problems, such as tactile defensiveness or touch aversion. Both of these are conditions that arise when there is an overabundance of negative touch without the balance of positive touch.

When a child is affected by a touch aversion, they might not like to be touched. Sometimes this is all over, other times it is in specific areas. Specific areas often include the infant's heels or around the mouth. This is caused because of negative experiences in these area (an infant receiving numerous heel sticks or being ventilated). This can create a problem with lifelong consequences for the baby and their family.

This is why it is invaluable to introduce nurturing touch in the Neonatal Intensive Care Unit as soon as it can be done so safely. Kangaroo Care, or skin-to-skin care, is an emerging practice in the NICU which does encourage touch and holding of the infant. This close skin-to-skin contact can help an infant regulate their breathing, heart rate and body temperature. Being close to the parents also encourages bonding and connection. Once a baby is stable enough for touch via skin-to-skin contact and containment holds, infant massage may then be introduced slowly to provide an infant with an appropriate amount of developmentally appropriate stimulation.

Infant Massage has been shown to have numerous benefits for the baby, parents and healthcare team.

For infants; infant massage can:

  • Facilitate weight gain in preterm infants, lowers levels of cortisol, the stress hormone
  • Increases muscle tone
  • Improves sleep and awake patterns
  • Shortens lengths of stay in hospitals
  • Improves cognitive and motor development at eight months of age
  • Recent research shows there are significant benefits to infant massage that out weigh over-stimulation
  • Properly applied techniques produce increased benefits, such as improved developmental scores and earlier discharge

Healthcare staff and specially trained pediatric massage therapists may introduce infant massage into a Neonatal Intensive Care Unit (NICU) to facilitate a safe, effective family centered care approach.

Copyright (c) 2011 Liddle Kidz Foundation Infant and Children's Pediatric Massage

Source: http://ezinearticles.com/6289756

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The Shelters of Stone (Earth's Children, Book Five) Reviews ...

The Shelters of Stone (Earth?s Children, Book Five)


The Shelters of Stone opens as Ayla and Jondalar, along with their animal friends, Wolf, Whinney, and Racer, complete their epic journey across Europe and are greeted by Jondalar?s people: the Zelandonii. The people of the Ninth Cave of the Zelandonii fascinate Ayla. Their clothes, customs, artifacts, even their homes?formed in great cliffs of vertical limestone?are a source of wonder to her. And in the woman Zelandoni, the spiritual leader of the Ninth Cave (and the one who initiated Jond

Rating: (out of reviews)

The 20th-Century Children?s Book Treasury: Picture Books and Stories to Read Aloud


In the eight years since this blockbuster anthology of 44 classic picture books of the 20th century was compiled, important new picture books have been published that Janet Schulman believes are too good to miss. She has selected 15?some by brand-new voices of the 21st century, some by young authors and illustrators who were just getting started during the last decade of the past century, and a few by familiar names, such as Kevin Henkes with his 2005 Caldecott Medal Winner. This recommended l

Rating: (out of reviews)

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Source: http://www.100books.info/books-childrens-books/the-shelters-of-stone-earths-children-book-five-reviews-29/

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Wednesday, May 25, 2011

Insulin And Glucagon Are Integral Part Of a Homeostatic Mechanism

Both insulin and glucagon are hormones secreted from the Islets of Langerhans located in the pancreas. Insulin is released from the beta cells while glucagon is produced and released from the alpha cells. Although both these hormones are released from the pancreas, these two hormones act in opposite directions as far as biological action is concerned. Both hormones perform very important functions in the body. They are antagonists in every metabolic action. The question arises as to why we should have two hormones in conflict with each other. Actually, this antagonism plays a very important role in the survival of the organism.

Let us consider glucose metabolism. Glucose is an important fuel in the body used for the purpose of conservation of energy. Glucose is used by almost all the cells of the body and some are totally dependent on the presence of glucose for survival. The brain is the classical example of a tissue showing absolute dependence on glucose. Since glucose must be available for the tissues at all times, the only way it can be supplied to the tissues is through the circulation. Thus, the blood must always contain glucose.

Normally, the blood glucose levels never fall below 100mgs per deciliter. The tissues are drawing glucose from the circulation all the time. Even when we are sleeping, there are tissues which continue to be active. For example, the cardiac muscle is active and the respiratory muscles are also active. Part of the brain also must be active to ensure that we breathe and also to see to that the heart continues to beat. Therefore, the blood glucose levels should drop. But that does not happen. It is for this purpose that the liver stores glycogen. Thus, during night, when we are asleep and when we are not eating anything, the liver glycogen is broken down and is converted into glucose which is released into the circulation. This conversion of glycogen into glucose is promoted by glucagon. Insulin has no role to play here. Circulating insulin levels tend to be low at night.

In contrast, during day time, whenever we eat, the blood glucose levels rise and under these circumstances glucose in converted into glycogen in the liver and stored. Insulin promotes this transformation of glucose to glycogen in the liver. Thus, the presence of glucagon and insulin acting in opposite directions is easily explained. Both of them are not present at increased levels in the circulation at the same time. When the circumstances warrant an increase in glucagon, insulin falls and the reverse is true when insulin rises. Thus the presence of these two hormones which antagonize each other in metabolic processes is actually due to a finely tuned and well orchestrated homeostatic mechanism.

Source: http://ezinearticles.com/6293166

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Cake Boxes: An Excellent Party Favor Idea ? AnswerArticle.com

Hardly any occasion is complete without any cake be it a wedding event, birthday, anniversary, baptismal, graduation, house and office warming. Cakes do come in pretty cake boxes which make them safer to take and transfer.

There are various varieties of cake boxes but a majority of of them are created from sturdy cardboards. They come in all sizes, shapes, hues and styles. For occasions like a debut or a wedding, most of the time, attendees are presented with presents that they may bring home like a pretty box with a cake inside. Some people may take a portion of the wedding or debutante?s cake and place it inside a slice box. Cakes all bundled in pretty cake boxes make a brilliant party mementos. With respect to the event that?s being celebrated, you can purchase customized boxes in the shades and pattern that fits your personal taste or that will match your get together theme. You possibly can add in the date of the celebration as well as have the recipient?s name written on it.

Whether there is a celebration you wish to set up yourself, it is advisable that you?ve got a list of activities to do and buy to ensure you not to miss an individual factor. Today, cakes have grown to be part of every celebration therefore you must prepare yourself in order to successfully determine the type of cakethat you would want to make or order. If you are planning to make cakes for free gifts, then you definitely should also look into cake boxes that you?ll be using.

You will need a precise number of attendees that you want to invite and as well choose the quantity of cakes you may need as party favors or if you would like order a large cake and give your invited friends a slice each. You can visit party supplies or crafts shop to go shopping for attractive cake boxes which will suit your criteria. Oftentimes, cakes do come with frostings and other accents which means you also have to take into consideration the size of the boxes you must buy. To make sure your cake will look awesome and gorgeous, you might also need to contemplate acquiring decorative accents and cake supports. It is vital that cakes are packed in boxes with the appropriate measurements to avoid getting pitted.

So, besides shopping for your disposable party plates, cups, utensils, paper napkin and adornments, try to look for those pretty cake boxes with the same color and design as your party theme. Stocking up on party materials and purchasing in bulk will save you cash and enable you far more advantage. This is also an fantastic idea that spares you more time and gas from doing unneeded visits to party supplies store. Because these goods are non-perishable, wholesale procuring is an excellent concept particularly if you?re one that enjoys setting up and hosting parties. Quite a few shops even give large discount rates on their party materials when ordered in bulk.

If you like this article on cake boxes you will find many more enticing ideas at http://www.cakeboxco.com

Source: http://answerarticle.com/cake-boxes-an-excellent-party-favor-idea/

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