Premium Financing involves the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by third party finance entity known as a "Premium Financing Company"; however insurance companies and brokerages occasionally provide premium ? Read Article
For a 12 month loan, 12/78s of the finance charge is assessed as the first month?s portion of the finance charge, 11/78s of the finance charge is assessed as the second month?s portion of the finance charge and so on until the 12th month at which time 1/78s of the finance charge is assessed as ? Read Article
A pool of assets second only to mortgages in volume, auto loans were a good match for structured finance; their maturities, considerably shorter than those of mortgages, made the timing of cash flows more predictable, and their long statistical histories of performance gave investors confidence. ? Read Article
Source: http://www.quickdebteliminator.com/finance-info/auto-finance-calculator/
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