My flood insurance deductable is 1000 and home owner dedutable is 500 dollars. My electric water heater dont work because im not getting hot water. Im not sure is my heater work but my heater was brand new i never even used it yet its a gas steam fired heater boiler. Do you think my manufacture warranty is voided since i had a flood?
Also can someone explain how my flood insurance work.
Also do im suppossed to use my home warranty insurance in this case too?
Be specific Please. Thanks
Chosen Answer:
Yep, the manufacturer?s warranty is void. Home warranty is void, too.
The homeowners policy doesn?t cover flood, AT ALL.
Your flood insurance will pay ? after your deductible, subject to coinsurance ? to replace any appliances that were damaged by the flood. That usually includes hot water heater, furnace if applicable, washer and drier. It will NOT cover any damage to any ?contents? you were storing in the basement, if the basement is below ground level.
Don?t throw anything away. Keep everything, until the adjuster says you can throw it away.
by: mbrcatz
on: 11th September 11
eli whitney emily maynard kendrick perkins reba mcentire carolina panthers steve jones kola boof
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